This episode applies the parable of the talents to the ultimate goal of repentance from dead works which is service to God. The servants with 5 and 2 talents had a proper perspective of salvation, which was to bear fruit pleasing to the master. "Trading" involves wins and losses: a perfect description of the Christian life where we still sin. The servant who is God-oriented is open to at least trying to bring his master profit. The wicked, lazy servant has a distorted view of salvation: God is somehow unfair for expecting a return since He hasn't given him seed to sow with. The servant who buried his talent in the ground is completely self-centered and doesn't even consider service to God as the reason for salvation.
Saved to Serve
This episode reemphasizes the futility of a sin-focused life apart from serving God. Such a misplaced focus explains why many apparently plateau in their Christianity and why most Christians are "unemployed" Christians. While Christians definitely should address issues of sin, the focus of the Christian life is on Christ, abiding in Him, and implementing His instructions. Service to God is the reason God saved us.
Cleansed to Serve
This episode challenges believers to become God-obsessed and not sin-obsessed. Since the ultimate objective of the forgiveness of sin is heartfelt, unimpeded service to God, believers err when they make salvation mostly about getting the victory over sin. While this is a noble objective, it should not be the ultimate objective. According to Heb 9:13, the blood of Christ has cleansed our conscience from dead works to serve the living God. Forgiveness is the foundation of peace that allows us to serve God more fully. The author of Hebrews even notes that no worshiper in the Old Testament had a totally clean conscience (Heb 9:9), and subsequent service to God was always tinged with sin. But New Testament believers now have a cleansed conscience, and this allows them to serve God more completely. When the ultimate objective of the Christian life becomes service to God, repentance is more readily embraced as the ongoing practice of the believer.