This episode applies the parable of the talents to the ultimate goal of repentance from dead works which is service to God. The servants with 5 and 2 talents had a proper perspective of salvation, which was to bear fruit pleasing to the master. "Trading" involves wins and losses: a perfect description of the Christian life where we still sin. The servant who is God-oriented is open to at least trying to bring his master profit. The wicked, lazy servant has a distorted view of salvation: God is somehow unfair for expecting a return since He hasn't given him seed to sow with. The servant who buried his talent in the ground is completely self-centered and doesn't even consider service to God as the reason for salvation.
